Providing Expert Loan Solutions.
We Are Your Home Finance Specialists
As a full-service mortgage brokerage, we provide direct lending and guidance throughout the entire loan process, giving you access to many unique and affordable loans programs.
Competitively low rates.
VA, FHA & USDA low-down payment loans.
Great rates with Fannie Mae/ Freddie Mack & niche loans.
Direct lending or loan shopping for best rates.
Advise and support from pre-qualification through closing.
A Straight Forward Loan Process
Determine your affordable home price with provided income and debts. Get pre-qualified with a letter issued, subject to change based on financial info provided.
Explore loan programs like fixed-rate, adjustable-rate, FHA, VA, USDA, jumbo, refinance, balloon, or interest-only. Choose the best program for your needs.
Submit a completed application and required documentation like W-2s, paystubs, tax returns, bank statements, and investment statements to processing.
We verify your application accuracy, credit report, appraisals, title commitment, and third-party information. Processors assist with additional information.
We submit your loan to our premier lending partner. Underwriters review the file, appraisal, survey, title commitment, and documents.
Your loan is approved and moved to closing. Closer works with title co./attorneys for closing docs and date. Title co. finalizes transaction and delivers funds for your loan!
Making Buyers Better
Our team offers workshops and community events to educate buyers and empower them with knowledge to make smart home ownership decisions and build trust. During the loan, our easy-to-use, personalized technology keeps all parties updated throughout the process to ensure there are no surprises, and to facilitate faster closes. We work for the buyer to find them the right loan at the best rate for their unique situation. After a loan is complete, we continue to stay in contact with our buyers for years because we have built a trusting relationship with them.
What our clients are saying
"Andrea and Meghan kept in touch frequently keeping us informed of the progress along the way. They made the process a stress free purchase so we could concentrate on the sale of our home and the big move. I would highly recommend Andrea and the team at Radiant Financial for your home loan needs!"
"Radiant Financial Group are fantastic people to work with. Our agent James Prigge is a true warrior he will go to extraordinary lengths to get you the best possible rate he will stand up for his clients like no other agent I have dealt with he is the absolute best!!!!!"
"Karina Flores and her team were a pleasure to work with. Karina is knowledgeable, communicative and very efficient. The entire refinance process from the start to closing was smooth and stress free. I highly recommend using Radiant Financial Group!"
A team dedicated to helping you
Relationships are the foundation of all we do at Radiant Financial Group. We believe in building lasting relationships, rooted in trust and mutual respect, to ensure that we can support you throughout your home buying journey and beyond. Our team of seasoned professionals is dedicated to providing personalized service that is tailored to your specific needs and aspirations. We have perfected the basics of home loans which has allowed us to extend other offerings including hard money and private funding options. Additionally, we are licensed in Montana, California, and Idaho. Our culture values community over quotas and we take pride in giving back to the community we serve.
Start Your Path to home ownership
Whether you're a first-time buyer or looking to re-enter the market, our expert team is committed to making the process as smooth and successful as possible. We start with a personalized consultation to understand your specific needs, financial situation, and homeownership goals, ensuring our strategies are perfectly tailored to your aspirations.
We also provide comprehensive educational resources to demystify the buying process, from understanding mortgage terms to navigating closing procedures. With access to a wide range of flexible financing options, including special grants and first-time buyer incentives, we offer solutions that fit diverse financial backgrounds and needs. Our commitment to you doesn’t end once you get the keys. We continue to support you post-purchase with advice on managing your mortgage, building equity, and eventually leveraging your investment for future financial success.
Start your path to homeownership with Radiant Financial Group. Dream big, buy smart, and let us transform your homeownership dream into a reality.