Providing Expert Loan Solutions.

Mortgage advisors assisting customers.

We Are Your Home Finance Specialists

As a full-service mortgage brokerage, we provide direct lending and guidance throughout the entire loan process, giving you access to many unique and affordable loans programs.

  • Competitively low rates.

  • VA, FHA & USDA low-down payment loans.

  • Great rates with Fannie Mae/ Freddie Mack & niche loans.

  • Direct lending or loan shopping for best rates.

  • Advise and support from pre-qualification through closing.

A Straight Forward Loan Process

1
Pre-Qualification

Determine your affordable home price with provided income and debts. Get pre-qualified with a letter issued, subject to change based on financial info provided.

2
Loan Selection

Explore loan programs like fixed-rate, adjustable-rate, FHA, VA, USDA, jumbo, refinance, balloon, or interest-only. Choose the best program for your needs.

3
Loan Application

Submit a completed application and required documentation like W-2s, paystubs, tax returns, bank statements, and investment statements to processing.

4
Processing

We verify your application accuracy, credit report, appraisals, title commitment, and third-party information. Processors assist with additional information.

5
Underwriting

We submit your loan to our premier lending partner. Underwriters review the file, appraisal, survey, title commitment, and documents.

6
Approval & Closing

Your loan is approved and moved to closing. Closer works with title co./attorneys for closing docs and date. Title co. finalizes transaction and delivers funds for your loan!

Mortgage advisor meeting with client.

Making Buyers Better

Our team offers workshops and community events to educate buyers and empower them with knowledge to make smart home ownership decisions and build trust. During the loan, our easy-to-use, personalized technology keeps all parties updated throughout the process to ensure there are no surprises, and to facilitate faster closes. We work for the buyer to find them the right loan at the best rate for their unique situation. After a loan is complete, we continue to stay in contact with our buyers for years because we have built a trusting relationship with them.

What our clients are saying

"Andrea and Meghan kept in touch frequently keeping us informed of the progress along the way. They made the process a stress free purchase so we could concentrate on the sale of our home and the big move. I would highly recommend Andrea and the team at Radiant Financial for your home loan needs!"

Jill B.

"Radiant Financial Group are fantastic people to work with. Our agent James Prigge is a true warrior he will go to extraordinary lengths to get you the best possible rate he will stand up for his clients like no other agent I have dealt with he is the absolute best!!!!!"

Paula M.

"Karina Flores and her team were a pleasure to work with.  Karina is knowledgeable, communicative and very efficient.  The entire refinance process from the start to closing was smooth and stress free.  I highly recommend using Radiant Financial Group!"

Nicole L.

A team dedicated to helping you

Relationships are the foundation of all we do at Radiant Financial Group. We believe in building lasting relationships, rooted in trust and mutual respect, to ensure that we can support you throughout your home buying journey and beyond. Our team of seasoned professionals is dedicated to providing personalized service that is tailored to your specific needs and aspirations. We have perfected the basics of home loans which has allowed us to extend other offerings including hard money and private funding options. Additionally, we are licensed in Montana, California, and Idaho. Our culture values community over quotas and we take pride in giving back to the community we serve.

Radiant Financial group Photo
Radiant financial team members.

Start Your Path to home ownership

1Mission Gala

Think, business on the top. Party on the feet. All to raise money to provide housing and to fund life-changing community development initiatives.

Oct 26, 2024 5:00 PM
Apply Now

Let's Start your journey to owning your dream home